Medicare & Health
You buy health insurance for the same reason you buy other types of insurance - to protect you and your family. You cannot predict when you may need medical care. In good times, healthcare costs may be low; but if you or someone in your family becomes ill, bills can easily pile up. When dealing with an illness, cost is the last thing you want on your mind. Without health insurance, a serious injury to you or a member of your family could lead to financial ruin. To receive a quote on a comprehensive health plan and be assured of total peace of mind for your family call Fortner Insurance Agency TODAY!
Medical Supplement plans cover costs that are not paid by Medicare, such as co-pays, deductibles, and other gaps in coverage due to limitations. With the ever rising costs of health care, it is important to understand these limitations.
Medicare Advantage Plan
Cover your medical and drug costs in one plan. If Medicare doesn’t pay for your entire doctor, hospital, and drug costs is it good to have an additional supplemental Medicare insurance plan. Knowing which plans will give you the peace and security you are looking for can be confusing as there are a number of different supplement plans to choose from. It is now possible to have your Medicare Benefits and Drug expenses in a single plan. Often this can be done with a minimal premium. Call today to schedule an appointment and let us sort through the variety of plans available to select the most comprehensive coverage for your needs.
Individual Health Insurance is a type of coverage that individuals can purchase for themselves and/or their families. The important thing is that you have insurance for those unexpected events in life such as an accident, a hospital stay or illness. Without the proper coverage the medical bills can be insurmountable. Fortner Insurance Agency can help you find the right coverage for your needs.
Employee Benefits/ Group Health
This type of policy is usually referred to as Group Health Insurance and is designed specifically for employees to purchase from their companies. An advantage of an employee benefit group insurance plan is a person who applies for the coverage cannot be denied because of a
pre-existing condition. Most group plans will cover previous health concerns as long as there hasn’t been a lapse in their health benefits and new employees wait the typical waiting period before they gain health insurance. Call us today for a quote!