You depend on your car daily and we know you have many choices for your Auto insurance needs. At Fortner Insurance Agency our number one goal is to keep your wheels on the road while we ensure you have the proper coverage and protection your family needs. Our goal is to provide the highest level of customer service while building long-term relationships with our customers. As independent agents we can supply the most comprehensive depth of coverage for all your automobile needs.

Auto insurance, is a policy that protects you financially from accidents involving your automobile. Auto insurance coverage will vary from policy to policy; however, there are 7 major types of car insurance coverage.

  • Liability/ Property Damage
  • Medical Payments
  • Uninsured motorists
  • Underinsured motorists
    • Collision
    • Comprehensive
  • Rental Reimbursement Coverage
  • Towing/ Emergency Road Side Assistance

Auto Insurance FAQ

Actually, almost every state requires you to have auto liability insurance. All 50 states have a financial responsibility law, which means even if your state does not require liability insurance; you need to have adequate assets to pay claims if you would cause an accident. If you do not have enough assets to meet the requirement, you must purchase the state minimum amount of insurance.